Paper.id

Paper.id: Automate Invoicing and Business Payments

Paper.id is a comprehensive financial platform designed to automate invoicing, payments, and cash flow management for businesses. Paper.idlication provides entrepreneurs with a centralized system to handle financial operations digitally, eliminating manual paperwork and streamlining transaction processes. By integrating creation, distribution, and reconciliation into a single workflow, Paper.id helps businesses save time, reduce errors, and maintain better financial health. Its tools are tailored for companies seeking to modernize their financial practices with secure, legally compliant, and efficient digital solutions.

Creating and Distributing Professional Digital Invoices

Users begin by logging into their Paper.id dashboard to generate a new invoice. They select a pre-designed template and fill in details such as client information, itemized products or services, quantities, prices, and applicable taxes. The platform allows for customization with company logos and payment terms. Once finalized, the invoice is secured with an official PERURI electronic stamp for legality. Users then send it directly to clients through integrated channels like WhatsApp, email, or SMS, which includes a secure payment link. This process ensures prompt delivery and professional presentation.

Managing Payments Through Multiple Channels

After sending an invoice, clients can settle payments using over 30 methods available within Paper.id. These include bank transfers, QRIS, virtual accounts, and credit cards—even supporting installments without an EDC machine. The payer selects their preferred option from the invoice’s payment link and completes the transaction. Paper.id automatically records the payment, updates the invoice status to “paid,” and initiates real-time reconciliation. This eliminates manual entry, reduces delays, and provides immediate visibility into cash flow for the business owner.

Automating Payment Reminders and Follow-Ups

Businesses use Paper.id to schedule automatic reminders for overdue invoices. Users set preferred reminder dates and intervals during the invoice creation process. The system then triggers personalized messages via WhatsApp or email to clients as deadlines approach or pass. This feature ensures consistent follow-up without manual effort, improves collection rates, and maintains professional client communication. All reminder activities are logged within the invoice timeline for easy tracking.

Generating Financial Reports and Analytics

Paper.id automatically compiles every transaction into structured financial reports. Users access these through the reporting section, where they can view summaries of revenue, outstanding payments, and tax calculations. The reports are presented with visual charts and exportable formats, making it easy to analyze cash flow, monitor profitability, and prepare for audits. This automated tracking helps businesses, especially beginners, make informed decisions without needing advanced accounting knowledge.

Controlling Expenses with Virtual Credit Cards

Paper.id offers virtual credit cards (Paper Horizon Card) for managing business expenses. Users issue cards for specific teams or projects, set individual spending limits, and assign categories. Employees use these cards for purchases, and all transactions are recorded in real-time on the Paper.id platform. Administrators can monitor spending, track budgets, and receive cashback on eligible transactions. This provides granular control over company finances and simplifies expense reconciliation.

Accessing Business Financing and Capital

Eligible businesses can apply for financing directly through Paper.id, such as the Paper Pioneer Card. Users submit required documents through the platform for review. Upon approval, they gain access to a credit line up to IDR 100 million, which can be used for operational expenses or growth initiatives. repayments are managed through the system, and transactions earn rewards. This integrated approach provides quick capital access without traditional loan applications.

Integrating with Existing ERP Systems

For larger enterprises, Paper.id supports integration with external ERP software. Administrators configure the connection through API or supported middleware within the settings. Once linked, data such as invoices, payments, and client records sync automatically between systems. Advanced features like OCR scanning convert physical documents into digital records for processing. This seamless integration ensures that financial data remains consistent across all business management tools.

Key Features

- Create and send legally stamped digital invoices.

- Accept payments via 30+ methods including credit and QRIS.

- Automate payment reminders via WhatsApp and email.

- Generate real-time financial reports and analytics.

- Issue virtual cards for controlled company spending.

- Apply for and manage business financing lines.